Have you tried MAC Studio Fix? It is a dual foundation, goes on dry, but covers like a liquid. It has a matte finish, and CAN be used with a liquid under or a powder over, but doesn't have to be... I have some skin issues from an endocrine disorder, and I've used MAC products for the last five years or so with wonderful results. I like a liquid for going out, with powder to set it (I use Studio Fix in the liquid for that), and I use the Studio Fix powder foundation for daytime and during the summer when I need something light.
It covers most blemishes, and smooths out my freckles and undereye circles. If you have dry skin, I suggest a moisturizer before you apply the Fix, just to allow it to apply evenly and smoothly. Its an amazing product, and I swear by it (and all the MAC products). As long as you're not rubbing your face, it should stay put... There may be some light transfer if you WIPE your face on your white tshirt, but otherwise, I'd say no. I'm a chronic face-toucher... My chin, nose, and jawline are always problem areas for me with a foundation, and I find Fix stands up to all but my worst days.