Does the impending interest rate hike by the U.S. Federal Reserve have you worried? Interest rate moves influence the return on bonds. Rising rates can translate into bond losses. Is your portfolio prepared for future rate hikes?
You can ladder individual bonds as well. Unfortunately, to get the best diversification and to pay the lowest costs, you would need to have a portfolio of, at least, $250,000. That is one reason why bond funds are recommended for smaller investors.
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