BellaOnline Forums Beauty and Self Self Development Dianne's Goals 2013

I think it's high time I began work on the items on my personal vision/accountability board. I'm excited about this journey at what better place to get it started.

1 - Pay off 2 credit cards. I have completed my goal to pay off 1 by Dec. 2012 - I plan to have 2 more paid off by June 2013.

2- Run 5k - Feb 24th

3 - Pass PHR by Dec 2013.

4 - Become IPMA Certified by March 2013.

5 - Actively particpate in Social Media to increase page views
Job Search 5,000 viewers. Career training additional 3000 page views.

Sounds good! If I were you, after I paid off those 3 credit cards, I'd cut 2 of them up so you only have 1 left. That's what I did, and it definitely helps keep your finances in order when you only have 1 credit card and 1 bank account. Much easier to keep track of.

Jess -

I appreciate the idea behind cutting up the cards .

That being said, to build a better credit rating so you save money on car and house purchases, it helps to use each card occasionally and keep those lines active and in good standing. It could save you thousands of dollars, by earning you a lower interest rate.

Something to consider!