Well, working moms tend to forget, just because a woman happens to be a SAHM doesnt mean she has no skills and could not get a job or follow through with a career if "worst case scenario" happened. I'm a SAHM of 2 small children (5 yr old boy and 11 month old girl) for a little over 5 years now. If something were to happen to my husband, I have 2 degrees and skills in many professions to fall back on if I need to. Even without a savings or life insurance, I am still capable of going out into the big bad world and being hired at a legitimate place of employment to make the necessary funds to keep myself and my kids not only alive but comfortable. I applaud working moms, WAHMs and other SAHMs because being a Mom is difficult enough, but as everyone knows, our jobs never end!