I agree with you. I think that people simply settle for less. They compromise their dreams because achieving big goals is challenging and success is not guaranteed. I am a highly ambitious individual who is surrounded by ordinary people. Yes, because I work so much to build road to success I do not have much personal time at the moment. (I am well aware balanced life very important only if and when you have financial stability.) People do not understand why I work so hard.
I feel that the unemployment rate is so high only because people do not work hard enough to develop their job skills.