She spent recklessly in buying a house she couldn't afford (interest-only mortgage tells me that), then when she got laid off, expects others to pick up the slack? She is an adult, and should have acted more like one. To be that down after merely weeks after being laid off is irresponsible. For perspective, my dh got laid off in 2002. He finally got a job after close to 3 years. We never once asked for help -- we had lived within our means for our entire married life, and had savings to live off of. Was it tight? Sure. But I resent the fact that others live high on the hog, then claim poverty at such short notice. Sock some savings away first, then if you want to spend on a new toy or fancy vacation, fine. But don't ask me (generic taxpayer, that is) to pay for your bills, too!