It sounds to me like Scott is being a little melodramatic. He can afford a child.
How does someone without financial data come to this conclusion?
The guy hasn't worked in years. That's probably why he's doing this "reality" show. Anyhow, affording something is relative of whether or not one wants to spend their money on the item in question.
He obviously does not want to spend his money on a child. Too bad he didn't take permanent precautions.