Hi Elaine,
Welcome to the Doll Making Forum. BTW, I would give anything to live at the Jersey Shore, I'm from Jersey and have a lifetime of happy memories from the shore.
Anyway, your photo has to live somewhere on the net, such as photo bucket. There are other ones, as well. Then you want to click the button below your reply that says "switch to full reply screen". Once that screen opens there are a line of buttons across the top of the box. The 4th one from the left is the one that assists you to enter an image. Then follow the prompts.
I hope this helps and I'd love to see a photo of your doll.