Sorry to hear that, HisBrandy! I know the housing loans have really tightened up recently as they were so liberal before than people are now defaulting in huge numbers.
It's very difficult to think positively in these situations, I know. We need to spend nearly $8000 to repair/replace our A/C system. My sister asked me "Well, what were you thinking to attract THAT into your life?" (I'd said the same to her when she had a similar situation.
I guess no one guarantees we won't have problems, we just have to be deterimined that they won't get us down. My husband and I are trying to stay out of debt and I guess my job is believing that spending $8,000 won't put us in debt.
Joan