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Parakeet
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Originally Posted By: Lynn_B
From my perspective, that would be a wasted vote and would only serve to insure the candidate I do not want in office is that much closer to his goal.


It depends where you live. Due to the Electoral College. In my state McCain is sure to win by a handy margin so voting for a 3rd party candidate to show that "we" are here and "we" are voting and "we" are watching does help.



Stephanie Watson
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Quote:
How is an employer going to have any incentive to provide health care to you when the 12 to 15K it cost them to provide it for you is no longer a business expense that is fully deductible?


It IS a business expense that is fully deductible.

Quote:
How is a 5000 dollar "tax break" going to offset a sudden 12 to 15K "income increase" that you never really see?


It is a tax 'credit' not a tax 'break.' Here is an example of how it compares to the actual plan:

Quote:
A recent analysis by Republican congressional staff looked at the impact of transitioning from the exclusion to a credit on middle-class families. Assuming that the average annual value of employer-based family group coverage is roughly $12,000 and that those benefits were subject to income tax liability, a middle-class family in the 25 percent tax bracket would have a tax liability of $3,000 on those benefits. However, that family would be automatically eligible for a $5,000 health care tax credit, thus securing a $2,000 tax savings. A family in the 28 percent tax bracket would have a tax liability on the same health benefits package of $3,360, but the $5,000 credit would yield a tax sav�ings of $1,640.


Here is a link to a detailed discussion of the plan: BellaOnline ALERT: Raw URLs are not allowed in these forums for security reasons. Please use UBB code. If you don't know how to do UBB code just post here for help - we will help out!


Kay
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It doesn't matter what either McCain or Obama proposes for health care. Neither plan will get enacted as proposed. Their plans are only starting points from which a health care bill might possibly, if ever, be created from. Any health care legislation will take months, if not years, to get through Congress and require a great deal of negotiating and compromising with interest groups, the health care industry and members of Congress. Any final bill will look nothing like what either candidate currently proposes.

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Craig, while that is true, the democrats will hold the majority of the votes if Obama wins (from my understanding) which means it will be a lot easier to pass things that Obama wants.

Last edited by toddzgrrl02; 10/26/08 09:20 AM.

Michelle
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It might be easier for Obama if there is a 60 seat majority for Democrats in the Senate, but not a certainty. Rarely, if ever, does a President pass legislation, on any issue, in the same way he proposed it on the campaign trail. It just doesn't happen that way.

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Originally Posted By: Craig58
It doesn't matter what either McCain or Obama proposes for health care. Neither plan will get enacted as proposed. Their plans are only starting points from which a health care bill might possibly, if ever, be created from. Any health care legislation will take months, if not years, to get through Congress and require a great deal of negotiating and compromising with interest groups, the health care industry and members of Congress. Any final bill will look nothing like what either candidate currently proposes.


I agree with your post. The Health Care business is a big business. I think that employers eventually won't be able to afford to offer health care to their employees. Maybe then something will change.
We don't have insurance since my husband has a pre existing condition. Nobody will touch him. We pay cash for everything.

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What I've noticed in my area, is that since a lot of docs are not accepting Medicare, beginning physicians in new practices are springing up snapping up the Medicare people. Not good.
Right now I have a 28 year old doc from India, that is not at all familiar with my condition - I had a gastric bypass. I'm searching for a new doc agressively.


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Slightly OT, but I do want to stand up for new physicians vs older physicians.

The docs that are just coming out of med school and their residencies have just learned THE LATEST in medical discoveries. Although older doctors are supposed to keep up with changes in the medical feid - many don't.

I used to work as a surgical technician. And for a few months worked as a private tech for an Ob/Gyn, that was a much older man - getting ready to hesad into retirement. Everybody that worked in the hospital hated getting the luck of the draw on him with hysterrectomies, becuase he refused to use the bovie to control bleeding. (Bovie is the little electricla cautery pencil used to cauterize small bleeding vessels.) Instead, he insisted on tying off even the smallest bleedeers with stitches just like other surgeons would normally do for large bleeding vessels.

His reasoning was that he attended Harvard medical school (I got SO sick of hearing that!) - and it had been proven that people did not heal from cauterizing wounds like they did from dissolvable stitches.

The problem was, he had graduated 40 years ago!!! Cautery had completely been revamped, and was safer to use than keeping a woman under anesthesia for 3 hrs as opposed to another surgeons 1 1/2 hours, just because he had to tie off every tiny bleeder instead of cauterizing it.

It is a balance that we all want in a doctor. The young ones have all the newest knowledge and tehniques, the older ones all the experience. But the young ones aren't going to get experience, unless we give them a chance.

My regular doc is about my age (mid 30's), and I was the first person in his office to go through gastric bypass. He did a lot of research on it when he found out I would be going through it, so that he could keep up with what all I might need. His name is Patel, Btw. wink


Michelle Taylor
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Chipmunk
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The 28 year old doc I have doesn't seem to have paid attention in med school. Very basic things mentioned to him cause him to run in the other room and look it up in the MERCK MANUAL or ask the receptionist's opinion. The rec. dropped out in 11th grade.

Last edited by daisybun; 10/27/08 04:15 PM.

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Ah, ok - I guess I should say not all young doctors are bad. eek

There are always going to be the ones that slip through the cracks, unfortunately.

But it was fun to work in surgery (yeah I know - weird sense of fun) when we had Sr Dr. Billups, and then his son Jr. Dr. Billups joned him in his practice. Daddy Billups was one of the most repsected general surgeons in the hospital (Riley Memorial Hospital in Meridian, MS) - I always said that if I or my family were in a car accident - that was who I wanted working on me! When his son joined the practice, he brought in a bunch of "new-fangled" (daddy's words) reps in with new technology and techniques. The difference was that Daddy Billups was completely willing to learn new techniques, if they seemed like they were good for his patient. (As opposed to the OB/Gyn I had worked with).

Daisybun, I know that my surgeon that did my GBS wants me to come to him for anything that is digestive system related at all. He's the one that did my gall-bladder surgery. He's the one that dx my ulcer and started me on meds for that. Does your surgeon not see you for follw-up care?


Michelle Taylor
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