I am fortunate in that even though I work for a City Government in Civil Service and can get insurance, it's still not as cost effective nor as good as what the Feds offer. Working for the Federal Government is the way to go. They offer so many options of investing and saving your money also. I'm not a HUGE stock guru and so a little help in that area is very much appreciated. I should've went Fed long ago.
Bass - I like your thinking, but you know as well as I do that won't happen until we're all out of resources and haven't figured out how to grow food on air and live on Saturn yet! Luckily for all of us, we'll be long gone by the time THAT happens thank GOD.
Fire