Kristen,

I was a weird kid whose experience with caring for young children began at a young age. By the time I was 15, I could manage my parent's home. So there was this at play certainly, I was ready to get on with getting on with my life.

Financially, we could have been better off. But it's only been this past year that we really have changed our views on money and managing it.

Healthwise, I am glad we had them so young. We have a three year old and the only regret I have is that I didn't have her when I was younger and healthier.