This is just a note of caution. Even if a product says that is it combined with sun screen, that is not accepted by US FDA. Sunscreens should be sepearte product indicating its SPF factor. We all ignore taking care about sun screens in young and middle ages. But skin cancer stikes at any time and tehn if it is malignant, it kills with great pain. Please take care about the sun screen lotion you people are using.