Depending on what my finances are when I do have something extra dictates what I do.
But usually I save - especially since being laid off in 2008 for the third time.
When I was working in my usual 9 to 5 job - I would "splurge" every year when I received my tax return as I know there would be a paycheck in the future. As I got older, I learn't not to splurge the entire tax return but save some. LOL, now that I can no longer use my only child as a "tax" break option - breaking even is all I ask for these days = do not have to pay Uncle Sam anything - yipppeeee...
Bottom line, we all need to REWARD ourselves when our efforts pay off in saving something. But using wisdom on what to use the "leftovers" on is what life is all about
Last edited by Angela J. Shirley; 09/08/12 05:24 AM.