Credit plays a major role in so many parts of our lives. Checking your credit report regularly is vital for your financial health. Every consumer has a right to request and obtain a free copy of their credit report an annual basis. Find out how to check your credit for free.

How to Request a Free Annual Credit Report

That's an awesome article Kim and oh so important for everyone! I definitely encourage everyone to check their credit rating regularly. It's a good way to watch for identity theft - and it's free!

Thanks Lisa. I hope people take advantage of this free service.

You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports.