This is an area that do not scare me about job searching or anything else because my credit is almost perfect (the only stain is the few months in Ste-Florence where my parents were paying the satellite bill on my name late - i also did 3 stupid things with my credit card bills 1 is that i closed a bank account before a check went through then 1 i was sure i had paid but had not and the other i did not check what the cashier did and she did not wrote in the correct cent number so i paid more than 1$ of charges because of that). I promised myself when young to never be in debt and so far this is what I accomplished. Looking at how awful my parents are with money was the best way to learn how to budget!