Most of your answers are going to be specific to your state--all states differ in their requirements, and in some cases, localities have other regulations. Basically, you need to check with your state and your locality.
For the state of Kentucky, start here: BellaOnline ALERT: Raw URLs are not allowed in these forums for security reasons. Please use UBB code. If you don't know how to do UBB code just post here for help - we will help out!