Car Insurance
How to Save Money on Auto Insurance
Selection of the Car to be Insured
The car that you drive will effect your insurance rate. The biggest factor in the price of insurance is the sticker price. Repair costs will also change your rate. Many foreign cars are very expensive to repair therefore, they will be more expensive to insure regardless of the model year. Many states require insurance companies to give price reductions for safety features that are equipped on your vehicle such as anti-lock brakes and air bags.
Request Higher Deductibles
Many insured vehicles are being insured for much more than they are worth. Raising the deductible can help balance the coverage to value ratio. raising the deductible only three hundred dollars can save up to 30% on collision and comprehensive coverage. A deductible increase from $200 to $1,000 can save up to 40%.
3 Reasons to get a Car Insurance Quote Online
Quick Response
Get your quote in minutes rather than waiting for a written quote
Get the Best Rates of Multiple Companies at one Location
Rather than making many phone calls just visit one site for all you insurance quotes
No Waiting on Hold
Many insurance companies take a long time to attend to their prospective customers. Getting a quote online is convenient
Is It Time to Reconsider Your Automotive Insurance Policy?
Americans are a busy group of people, and once we take care of something, such as purchasing automotive insurance, we tend to forget about it and move on to the next task. However, purchasing an automotive insurance policy only to neglect it could end up costing you more money in the long run, or even leaving you unprotected. There are times in our lives when we need to stop and evaluate our current automotive insurance policies.
Reconsider your automotive insurance policy when you get married. When two people get married, they can get an automotive insurance policy together, thus spending less money and possibly even getting additional discounts.
Reconsider your automotive insurance policy if you purchase a new car. If you�ve borrowed money from a lender to purchase your new car, chances are your lender will require you to purchase full coverage insurance. Even if your lender doesn�t, your state most likely will. If your automotive insurance policy only covers liability because you own one of your cars, or the car you traded in, you need to increase the coverage of your automotive insurance policy.
Reconsider your automotive insurance policy if you relocate. If you currently live in a quaint little country town that sees very little wrongdoing aside from the occasional cow-tipping, you probably don�t have a very high amount of automotive insurance. However, if you�re moving to a larger city with a higher crime rate, your car will be more at risk and you should make sure you add the extra coverage.
Reconsider your automotive insurance policy if you�re getting on in years. Most insurance companies offer discounts to policyholders who are a certain age � usually 55 years old. If this is you, give your agent a call and find out about discounts you may qualify for.
Remember, certain tasks are worth completing and forgetting. Taking out the trash is one of them; purchasing automotive insurance is not.
