Our oven died many years ago and we never paid the money for a new one. We do have the stovetop for cooking things, and we have a small toaster oven which serves us well for things we have to bake. I figure since we never bake anything "big" that we probably save a lot of money on electricity, by not heating up an entire oven to cook things.
We wear jeans and sweats, so we don't spend much at all on clothing.