"I keep on telling myself that now at least I live in a place I like and that I do have enough money to get away when I am ready (will be more when the insurance finally pays us)."
You had plenty of money to live on your own in May 2015. It is now July 2018. That was over three entire years. You have had three entire years to find an apartment. You chose to stay with your parents instead. That was your personal choice. Why would you have chosen to remain when it was so incredibly easy to leave? All you had to do was pack your things and step out the door. Kids do that every single day, with no money at all. You could do that right now. It would take ten minutes top and you would be wholly free of them.
If you are going to choose to live in this house, you need to choose not to be stressed by it. It is your health you are damaging every day.
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