Yesterday I received my MasterCard bill and I was charged 164,90$ for all my bills from now to 2012 (i was told this is only until then they could go back but later mom called and she was told they can go farther - later i will call them back for that and also they did not changed my address correctly), the insurance company asked that. Dad paid it today and they will send that bill to the insurance company, they better pay that since this is why I was charged that amount! Visa went back farther (7 years) and I hope they won't charge me too eek)!