With Christmas approaching, saying no to expense presents can be
Explain firmly but gently that there is a budget. Most teenagers are understanding of family situations.
Pushing out the stresses of Christmas will leave everyone feeling the benefit.
Spending time with teens is a win-win situation. When parents handle the financial budgets sensibly they send a positive message to the kids.
If previous Christmases have proven difficult because of overspending this is a good time to turn a corner.
Most teens have a good sense of difficulties happening in families. Trust them to be understanding.