Hi Jill, sorry to hear that you don't have enough work history to qualify. Hope SSI will help. It most likely won't be much $$$ though. I know living on a very tight fixed budget has changed our way of life. We were never use to living well to begin with but after going on SSDI, frugality became an everyday necessity. Living frugal can be a good thing though, it prepares your mindset for tough(er) times down the road. Thanks for the heads-up on the html thing. Hope you find my site useful.