After reading Lisa's Tweet, I immediately did a search before visiting the BellaOnline forum. I found the blog post written by David Roodman and the subsequent response by Matt Flannery, co-founder of Kiva. I see the David Roodman post is noted in the Times article.
I joined Kiva because of the advertisement here. I read all of the information available on the Kiva site and elsewhere before I sent any funds to them. I was a familiar micro-loans but never thought I would be involved with any. I am very disappointed to learn that the Kiva organization has not been up front about how funds are dispersed. Lender's should have been apprised when the original process changed. I will not stopping giving to Kiva but I will keep an eye on them.