I have been paying my bills online since I can remember. I have one that I have to mail and worry each time that it might not get there. We are always having trouble with our mail system so paying online eliminates any problems that could possibly arise. When my husband first wanted me to start paying on line I was skeptical but have never had any problems. It's just so much easier and I'm able to file my receipts online without having to keep all those paper files. I am even able to do my banking online and it's great too.