Hi Anjel37, driving is all about one's journey in life. Although your parents are deceased, they're still concerned about you so this is why they appeared in your car.
Your father wants to collect on his stock investment (bank withdrawal) but there is something that is "not good" (bad neighborhood) about it. Although he wants this, he will not make an issue of it (taking the back seat) and let your mother direct/guide you on this (mother driving). As for the taxes, they may represent not only taxes in real life but having to pay dues on that stock. In other words, the stock won't come free and clear.
Listen to your mama who has the "money" (resources) needed for you to get by.