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Joined: Jan 2014
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Do you have a written budget? If not, you should. Having a written budget - on paper, no just in your head - will help you to stay accountable and ultimately improve your finances.

5 Reasons You Need a Written Budget

I'll be writing more, soon, on different budgeting formats and styles. But for now I'd like to know - do you have a written budget?


Deborah Dera
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I need to create a new one, myself.
My family has seasonal income, and it is not always predictable, staying within a budget is challenging this way, as it is difficult to plan for unforeseen expenses or problems. Setting said money for the future isn't always easy.


Lisa Linnell-Olsen
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It is difficult with erratic income. I agree a written budget will keep one more accountable. Without it, it is too easy to spend a little extra and not realize its impact on the budget.


Sandra Baublitz, Investing/Home Finance Editor
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