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#798387 - 12/31/12 06:13 AM Investing For Dummies Book Review
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1905
Do you find investing to be complex to understand? Would you like to know more about investing in real estate or a small business? Eric Tyson's book Investing For Dummies discusses these investments and more. His writing is clear and concise so a beginning investor can easily learn how to invest.

Investing For Dummies Book Review
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#798388 - 12/31/12 06:16 AM Re: Investing For Dummies Book Review [Re: Sandra Investing/HFinance]
Sandra Investing/HFinance Offline
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Chipmunk

Registered: 07/13/12
Posts: 1905
Have you ever invested in real estate? If so, please share your experiences.

Or maybe you started your own small business? Do you feel like this was a good investment?
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#799994 - 01/10/13 03:49 PM Re: Investing For Dummies Book Review [Re: Sandra Investing/HFinance]
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Parakeet

Registered: 12/06/07
Posts: 932
Loc: Michigan, US
A for Dummies book is definitely where I'd need to start. I've had this brain block about investing mainly because of my finances themselves. But I also wonder if it's wise to invest or pay down debt first or do these things simultaneously. See, I'm totally green.
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#800102 - 01/11/13 05:15 AM Re: Investing For Dummies Book Review [Re: Sandra Investing/HFinance]
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1905
Trish - I like the For Dummies books because they are so easy to understand.

My advice would be to pay down debt while building an emergency fund. This way you are building a reserve of money for future needs that can help you avoid creating more debt.

Plus, if you are paying off credit cards, you are getting rid of a high interest rate. Credit card rates are impossibly high. Any investment you make would not produce as high a return so it's better to pay off the high interest debt.

Now I'm not counting the mortgage in this debt paydown. Obviously, that will take a while to pay. So you might as well go ahead and start investing.

Once you build up a reserve fund (say 3 months of expenses) then I recommend starting to put money into investments (preferably a 401k or Roth Ira).
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