As far as I understand it as long as you don't make a deposit to your Bluebird card from a debit card or use an out-of-network ATM there will be no fees. No minimum balance, no monthly or annual fees. There are to be around 20,000 ATMs in the network. You can direct deposit a check and use a smartphone to take a photo of a check to deposit. Cash deposits can be made at Walmart through a cashier.
It can be used anywhere American Express is used.
This card comes out next week. Once it's out I'll look into it more.
In my opinion, if it's successful, more retailers will soon follow. I sincerely hope it is a help to people and not another way to take money from people.
Either way, it has the potential to hurt the banks.
I'd love to hear from anyone else whose considering trying it.