logo

Channel List
Beauty & Self
Books & Music
Career
Computers
Education
Family
Food & Wine
Health & Fitness
Hobbies & Crafts
Home & Garden
Money
News & Politics
Relationships
Religion & Spirituality
Sports
Travel & Culture
TV & Movies
Safety
We take forum safety very seriously here at BellaOnline. Please be sure to read through our Forum Guidelines. Let us know if you have any questions or comments!
Newest Members
sankari, fashionvogues01, Deborah Carroll, LisaSh123, zannzacouture
57139 Registered Users
Forum Stats
57139 Members
417 Forums
112854 Topics
798844 Posts

Max Online: 537 @ 07/02/12 11:21 AM
Top Posters (30 Days)
Rosie 66 776
Beetlemess 547
Nancy Roussy 232
Connie - ADD/Sandwiches 128
Ro Longstreet-Wicca 108
Mystic - Romance Movies 96
Tracy - Philosophy 84
Dianne W - Editor 74
Lisa LowCarb / VideoGames 69
Karm - SW USA Editor 62
Ad Income Supports Charity
Topic Options
#787113 - 10/10/12 01:19 PM Is Bluebird the solution to unbanking?
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1769
Walmart and American Express have joined together to offer a prepaid card to Walmart shoppers. The card, known as Bluebird, is hoped to replace checking accounts that many low income families do not have. Plus, many more people have been going without a bank, known as unbanking, because of the rising fees banks are charging. So far Bluebird's only fees are $2 to make a deposit from a debit card and $2 for out of network ATM usage.

So what do you think of this? Will it be a help to people or not?
_________________________
Sandra Baublitz, Investing/Home Finance Editor
Investing Website
Investing Forum
Home Finance Website
Home Finance Forum



Top

Add Is Bluebird the solution to unbanking? to Twitter Add Is Bluebird the solution to unbanking? to Facebook Add Is Bluebird the solution to unbanking? to MySpace Add Is Bluebird the solution to unbanking? to Del.icio.us Digg Is Bluebird the solution to unbanking? Add Is Bluebird the solution to unbanking? to Yahoo My Web Add Is Bluebird the solution to unbanking? to Google Bookmarks Add Is Bluebird the solution to unbanking? to Stumbleupon Add Is Bluebird the solution to unbanking? to Reddit
#787182 - 10/10/12 06:39 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Jilly Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Registered: 02/27/03
Posts: 14392
Loc: Verde Valley, AZ
I'd need to know more. Does it come out cheaper than a $10 fee monthly account?

Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit
#787225 - 10/10/12 09:04 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1769
Jilly,

As far as I understand it as long as you don't make a deposit to your Bluebird card from a debit card or use an out-of-network ATM there will be no fees. No minimum balance, no monthly or annual fees. There are to be around 20,000 ATMs in the network. You can direct deposit a check and use a smartphone to take a photo of a check to deposit. Cash deposits can be made at Walmart through a cashier.

It can be used anywhere American Express is used.

This card comes out next week. Once it's out I'll look into it more.

In my opinion, if it's successful, more retailers will soon follow. I sincerely hope it is a help to people and not another way to take money from people.

Either way, it has the potential to hurt the banks.

I'd love to hear from anyone else whose considering trying it.

_________________________
Sandra Baublitz, Investing/Home Finance Editor
Investing Website
Investing Forum
Home Finance Website
Home Finance Forum



Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit
#787227 - 10/10/12 09:15 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Jilly Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Registered: 02/27/03
Posts: 14392
Loc: Verde Valley, AZ
that sounds really good, if one has a walmart near them. you can deposit a check for free at walmart?

Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit
#787470 - 10/11/12 08:55 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1769
Yes, as I understand it.

You can sign up online at bluebirdmoney.com for free or pay $5 for a kit at Walmart. Next week.
_________________________
Sandra Baublitz, Investing/Home Finance Editor
Investing Website
Investing Forum
Home Finance Website
Home Finance Forum



Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit
#788199 - 10/17/12 01:21 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Sandra Investing/HFinance Offline
BellaOnline Editor
Chipmunk

Registered: 07/13/12
Posts: 1769
You can now register for a Bluebird card at www.bluebird.com.
You will need to provide basic information includin your SSN and date of birth.

You can read the member agreement and consent agreement which gives all the information on Bluebird. Be prepared to read awhile since it is pages long. So far the fees look to be what was disclosed with the original Bluebird announcement.
_________________________
Sandra Baublitz, Investing/Home Finance Editor
Investing Website
Investing Forum
Home Finance Website
Home Finance Forum



Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit
#795774 - 12/11/12 04:46 PM Re: Is Bluebird the solution to unbanking? [Re: Sandra Investing/HFinance]
Trish-Contest/Sweepstakes Offline
BellaOnline Editor
Parakeet

Registered: 12/06/07
Posts: 919
Loc: Michigan, US
I can see how something like this might also help people stick to a budget for certain expenses.
_________________________
Good Luck to All!

Trish Deneen
Contests & Sweepstakes
Contests & Sweepstakes Forum

Top

Add Re: Is Bluebird the solution to unbanking? to Twitter Add Re: Is Bluebird the solution to unbanking? to Facebook Add Re: Is Bluebird the solution to unbanking? to MySpace Add Re: Is Bluebird the solution to unbanking? to Del.icio.us Digg Re: Is Bluebird the solution to unbanking? Add Re: Is Bluebird the solution to unbanking? to Yahoo My Web Add Re: Is Bluebird the solution to unbanking? to Google Bookmarks Add Re: Is Bluebird the solution to unbanking? to Stumbleupon Add Re: Is Bluebird the solution to unbanking? to Reddit


Moderator:  Sandra Investing/HFinance 

Want to reply? Register as a Forum Member - it's quick, free and fun!
Brand New Posts
Stabilize Your Life with ADD
by Connie - ADD/Sandwiches
Attention Deficit Disorder
Replace one word (Music Titles)
by Rosie 66
Comedy Movies
05:07 AM
Replace one word... (new game)
by Rosie 66
Comedy Movies
05:05 AM
Word From Last Letter Game
by Rosie 66
Contests & Sweepstakes
04:48 AM
What did you dream about last night?
by Rosie 66
Dreams
04:41 AM
Pop Manga How to Draw Review
by Brenda - Anime
Anime
04:31 AM
Information on orchid news and events
by Anu D - Orchids
Orchids
04:30 AM
Re-Potting Your Orchids
by Anu D - Orchids
Orchids
04:13 AM
Align Probiotic Supplement Review
by riyash
Body Care
02:24 AM
Sedentary Lifestyle Risk
by riyash
Body Care
02:19 AM
Register to Post!
Want to post? For security reasons you need to Register as a Forum Member. It's quick, easy and free!
Forum Activities
Book Clubs
Trivia Contests
Who's Online
1 registered (Mona - Astronomy), 65 Guests and 2 Spiders online.
Key: Admin, Global Mod, Mod
Ad Income Supports Charity



| About BellaOnline | Privacy Policy | Advertising | Become an Editor |
Website copyright © 2014 Minerva WebWorks LLC. All rights reserved.