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#783255 09/19/12 02:21 PM
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I've had such fun playing the alphabet game on the unemployment forum that I thought I'd start an investing alphabet game.

Starting with the letter A then going to B etc. let's see how many investing terms or products or people we can name.

I'll start.

A

Annuity

B


Sandra Baublitz, Investing/Home Finance Editor
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Sponsored Post Advertisement
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Gecko
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Gecko
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B is Bonds


Lisa Linnell-Olsen
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Knitting Forum
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D
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D
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Great idea. This one will definitely challenge the mind though!

Capital


Dianne Walker

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Action Movies Site

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D for Debt

E


Sandra Baublitz, Investing/Home Finance Editor
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E
Expenditures


-B-
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we borrow it from our children."
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Thanks for joining us Beetlemess.

F

Federal Reserve

G


Sandra Baublitz, Investing/Home Finance Editor
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G
<some will say I'm always trying to find ways to collect more>

Gold

next: 'H'


-B-
"We do not inherit the Earth from our ancestors,
we borrow it from our children."
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D
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D
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H
Hedge funds

next I


Dianne Walker

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Action Movies Site

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Grandma to Half Marathon
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I is for interest, which we all like to earn smile

next is J!


Lisa Linnell-Olsen
Knitting Website
Knitting Forum
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J

Junk Bonds

Next: K


Sandra Baublitz, Investing/Home Finance Editor
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D
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D
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k

Keogh Plan

Next letter l


Dianne Walker

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L
Loophole

next: 'M'


-B-
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M
Mortgage

next: N


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N
Net Margin

next: 'O'


-B-
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O

Open-ended mutual fund

next: P


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P
Penny Stock

next: 'Q'


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Q
Quantitative Easing

Next: R


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R
REIT = real estate investment trust

Next: S


Sandra Baublitz, Investing/Home Finance Editor
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Speculation

next: 'T'


-B-
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T
TIPS = Treasury Inflation Protected Securities

next: U


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U
Utility Maximization

next: 'V'


-B-
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C
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C
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Krugerrand

Next: L


Connie Mistler Davidson-Editor-ADD/Sandwiches/Reading
Attention Deficit Disorder
Sandwiches
Reading
Avatar: Hope~Even when conditions are harsh, hope can bloom.

My EBook link.
Building School Success with ADD EBook Link




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V
Variable Rate Certificate

next: 'W'


-B-
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W
Working Capital

next: Z


Sandra Baublitz, Investing/Home Finance Editor
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Z

Zero-Coupon Bond

next: A

Plus checkout the new Alphabet Game - Currency


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A
Amortized Bond

next: 'B'


-B-
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B
Ben Bernanke

next: C


Sandra Baublitz, Investing/Home Finance Editor
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C
Compound Interest

next: 'D'


-B-
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D
DRIP = Dividend Reinvestment Plan

Next: E


Sandra Baublitz, Investing/Home Finance Editor
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E
Exchange Rate Index

next: 'F'


-B-
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F
FDIC = Federal Deposit Insurance Corporation (the agency that guarantees the safety of bank deposits up to $250,000)

next: G


Sandra Baublitz, Investing/Home Finance Editor
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G
Global Bond

next: 'H'


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H
Historical Trading Range

next: I


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I
Illiquid assets

next: 'J'


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J
Jobless Recovery

next: K


Sandra Baublitz, Investing/Home Finance Editor
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K
Kerb Trading

next: 'L'


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L
LEAPS = Long Term Equity Anticipation Security = long term options

next: K


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M
Mid-Cap Fund

next: 'N'


-B-
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N
Nasdaq

next: O


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O
Outside Broker

next: 'P'


-B-
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P
Precious metals

next: Q


Sandra Baublitz, Investing/Home Finance Editor
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Q
Quarterly Earnings Growth

next: 'R'


-B-
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R
Range-Bound Trading

next: S


Sandra Baublitz, Investing/Home Finance Editor
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S
S&P 500 - Widely held 500 stocks listed by Standard & Poor

next: 'T'

Last edited by Beetlemess; 10/31/12 03:00 PM.

-B-
"We do not inherit the Earth from our ancestors,
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T
Trading Floor (on the New York Stock Exchange)

next: U


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U
Underperformance

next: 'V'


-B-
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V
Value Deflation

(also known as shadow inflation = when companies cut costs by offering less product or service while not raising prices = an example, is when cereal companies put less cereal in a same size box and keep the price the same)

next: W


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W
Windfall (& not what Sandy did to the trees of the Mid-Atlantic States)


-B-
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X
Xenocurrency

(a currency that trades in a market or is held in a bank in another country whose home currency is different)(example - euros trading in the United States or held in U.S. banks would be xenocurrency)

next:Y


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Beetle - LOL on Windfall

To everyone- if I forget or skip a letter, feel free to correct me and use the next letter


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Y
Year-End Dividend

next: 'Z'


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Z
Zero-Dividend Preferred Stock

next: A


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A
Aggressive Growth Fund

next: B


-B-
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B
Balanced Fund

next: C


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C
Cafeteria Plan

next: 'D'


-B-
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D
DAX (The German Stock Exchange)

next: E


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E
Early Withdrawal Penalty

next: 'F'


-B-
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F
Factory Orders

next: G


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G
Gunslinger - portfolio manager who aggressively invests in extremely risky stocks in hopes of high returns

next: 'H'


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H
Hemline Theory
(a theory saying that the length of women's hemlines correlates with how the stock market is doing; the shorter the hemline, the more bullish stocks)

next: I


Sandra Baublitz, Investing/Home Finance Editor
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I
Interest Rate Buy Down (when a seller uses funds from a home sale to buy down the interest rate and reduce the buyer's monthly payments)

next: 'J'

Last edited by Beetlemess; 11/13/12 04:16 PM.

-B-
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J
Japanese Government Bond

next: K


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K
Key Performance Indicators

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L
L-Shaped Recovery

next: M


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M
Managed Futures Account

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N
Named Beneficiary

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O
One Percent Rule - Rent that an investor might plan on collecting from the property should be 1% of the mortgage amount.

next: 'P'


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P
Post-Retirement Risk

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Q
Quarterly Earnings Growth

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R
Real Economic Growth Rate

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S
Speculative Capital - Funds for the purpose of investments with a high degree of risk

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T
Total Stock Market Index Fund

next: U


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U
U.S. Savings Bond - invest in America...

next: 'V'


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V
V-Shaped Recovery

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W
Whole Life Insurance

next: 'X'


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X
XD - symbol that denotes a stock is trading ex-dividend(without dividends)

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Y
Yield Curve Risk - risk associated to changes in the relationship between short- and long-term bond yields

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Zombie Bank

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Accrued Market Discount

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Backup Withholding

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Capitalization of Income

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Diminishing Return

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Equivalent Annual Cash Flow

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Forex (currency trading market)

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Gypsy Swap - exchange of restricted equity shares in return for freely exchangeable shares


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Hang Seng Index (index of 40 largest companies on the Hong Kong exchange)

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Indexed Certificate of Deposit

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Jingle Mail (when an owner walks away from his house and mails the keys to the mortgage lender)

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Keynesian Economics - demand-side management of the economy

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Laddering - buying bonds at different maturities

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Monetary stimulus

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Nano Cap - Small and somewhat risky public companies

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Last edited by Beetlemess; 12/12/12 01:01 PM.

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Original Issue Discount - interest on a bond that pays when the bond matures

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Positive Volume Index

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Quality of Earnings

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Resale Value

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Sales Growth

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Toehold Purchase - buying less than 5% of a company's outstanding stock as a possible precursor to a larger purchase

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Umbrella Insurance Policy

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Volatile Market

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Wall of Worry - when there is a lot of negative data but the stock market keeps climbing - it is said "The Stock Market climbs a Wall of Worry."

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Xetra - electronic trading platform in use at the Frankfurt Stock Exchange

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YAWN - Young and Wealthy But Normal - self-made millionaires who choose to spend their wealth on charities and contributions than on luxuries.

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Zombie - bankrupt or insolvent company which continues to operate while it awaits a closure or merger

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Abandoned Property

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Blue Chip Companies

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Cantor Futures Exchange - an online exchange that allows investors to bet on how much money upcoming movies will make.

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Direct Public Offering

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EAGLES - the economies of the countries expected to lead in global growth
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Fixed-Rate Certificate of Deposit

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GDP - Gross Domestic Product

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Hard Commodity - commodity that is mined rather than grown; i.e., metals, oil, & coal

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Immediate Payment Annuity

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January Barometer - theory that the S&P 500 closes positive at end of January, it will be positive for rest of the year. If S&P 500 closes negative for the month, it will be down for the remainder of the year.

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Kidnap Insurance - yes it is insurance that pays out if the covered individual is kidnapped. Mostly used by individuals or companies that operate in areas or countries where kidnapping is common.

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Ledger

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Madrid Stock Exchange

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Nikkei Index - 225 leading stocks traded on the Tokyo Stock Exchange

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Oppenheimer Funds

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Panic Selling

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QQQQ - old ticker symbol Nasdaq 100

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Residual Dividend - dividend that is paid out to shareholders after all of the current expenditures are accounted for

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Sacrifice Ratio - this measures how much a country's economy is being affected as a result of production being slowed by the country's central bank to control inflation

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Tangible Assets - Assets having a physical existence, i.e., cash, equipment, & real estate

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Underlying Asset - used in derivatives - the asset the derivative is based upon - ex.: a stock option would be based on the underlying stock

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Voluntary Accumulation Plan - allows a mutual fund shareholder to accumulate shares on a regular basis over time through periodic investment

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Wealth Psychologist - a psychologist for the wealthy

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X-Efficiency - ability of a firm to get maximum output from its inputs

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Yen ETF - an exchange-traded fund that invests in assets that are based on the Japanese Yen.


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Zacks Estimate System - Monitoring system created by Zacks Investment Research to track actions of 200 Wall Street research firms


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Actively Managed ETF - an exchange-traded fund that may not exactly follow its benchmark index but instead allow a manager or management team to choose some investments outside the index.

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Blue Collar Trader - does not invest as a primary occupation, for whom investments are a secondary source of income; generally avoid risky or exotic investment vehicles due to a lower level of investment experience and sophistication


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Caisse Populaire - Canada's version of a credit union

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Disposable Income - amount of income left after taxes have been paid, available for spending and saving/investing

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Early Withdrawal Penalty - a penalty imposed if you withdraw money from a certificate of deposit before maturity

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Flexible Spending Account - benefit offered to an employee which allows a fixed amount of pre-tax wages to be set aside for qualified expenses

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Geometric mean - a calculation to determine the return on an investment

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High-Low Index - Average of the number of stocks that reach new highs and lows each day; a technical analysis tool for measuring the overall market strength

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In the Tank - slang for an asset or market that is going down in price.

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Jumping the Gun - trading on information which has not yet been publically revealed

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Kangaroo Bond - a bond denominated in Australian currency in the Australian Market but issued by a foreign company

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Lipper Mutual Fund Industry Average - estimates how well mutual funds performed collectively

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Mainstream Economics - the way most economist think about the economy as opposed to more unorthodox theories of the economy

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Noise Trader - investor who does their trading decisions without using any fundamental data - poor timing and apt to over-react to good or bad news about their investments

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Oil Refinery - where oil is refined into gasoline and heating oil

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Portfolio

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Quarterly Revenue Growth - how much a company's sales have grown in a quarter compared to a previous quarter

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Residual Risk - remaining risk after all efforts mitigate or eliminate other associated risks

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S&P 500 Dividend Aristocrats - an index that tracks companies that have increased their dividend payout for 25 consecutive years

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Target Investment Mix - mix based on individual financial goals and tolerance to risk

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Umbrella Liability Insurance - an insurance that adds additional coverage above car and homeowners insurance

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Volcker Rule - remedy following the banking meltdown in 2008, that sought to eliminate conflicts of interests by preventing banks from engaging with clients as both creditor and financial advisor

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Wallpaper - worthless stocks or other assets

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XR - newspaper symbol used to signify that a stock is trading without rights attached

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Yield

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Zero-Sum Game - situation where gains result only from another's equivalent losses


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AARP - American Association of Retired Persons - organization that advocates for those 50 and older-offers advice including financial advice for retirees

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Blue Month - a month that experiences the highest volume of trading

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C
CalPERS - California Public Employees' Retirement System - public pension fund

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Diversification - reduce exposure to risk by combining variety of investments; i.e., stocks, bonds, and real estate, which are unlikely to all move in the same direction.

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Earnings Surprise - when a company's reported earnings are above or below expectations

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Fixing Up Expenses - Expenses necessary to facilitate a sale; i.e., painting, installing new carpet, and landscaping

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G
Gift Tax Exclusion - for 2013, the amount of money (up to $14,000) an individual can give another person tax-free

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Hands-Off Investor - an investor who creates a portfolio and then rarely makes changes to it - a true long-term investor

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Indexed Certificate of Deposit (Indexed CD) - has a variable interest rate matching the interest rate of a specific market index; i.e., Dow Jones, S&P 500 or NASDAQ

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Last edited by Beetlemess; 01/31/13 09:44 AM.

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Jumbo CD - a certificate of deposit with at least $100,000 of principal

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Kerb Market - unofficial after-hours market in shares, bonds or commodities

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L-Shaped Recovery - the shape of a chart tracking a recession where there is a sharp drop in an economic measurement(for example, unemployment) and then a stagnant recovery.

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Maple Bond - bond sold in Canada by foreign financial institutions that gives domestic investors in Canada an opportunity to invest in foreign companies without having to worry about the effects of any exchange fluctuations in currency

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Noncallable Bond - a bond that cannot be called in early by the issuer

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Official Intervention - attempt by a government to influence the exchange rate by buying or selling foreign currency

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Paper Millionaire - someone who has a high net worth from stock price accumulation of shares but will not realize the wealth until the stocks are sold. As opposed to a millionaire who has a million in cash in the bank.

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Quantum - amount or quantity of an estate, measuring its duration and not its quality

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Recareering - changing to a new career in later life

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Social Security - not much of an investment for later life, if the system goes broke

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Ain't that the truth!

T
Take a Bath - when your investments experience a large loss
(often, bubbles are involved)
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Underfunded Pension Plan - plan whose liabilities exceed its assets

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Velocity of Money - the rate at which money is exchanging hands through purchases; how fast money is circulating

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Whipsaw - lose money in a volatile market by buying before rapid drops & selling before rapid rises.

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Xerox

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Yield on Invested Assets

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Zig Zag Indicator - an indicator used in trend trading to determine whether a stock's price fluctuations are randome or indicate that a trend in its price is changing

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Aspirin Count Theory - theory that relates market activity inversely influences aspirin production; market drops = aspirin sales up

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Balloon Payment - payment due at the end of a mortgage or loan - most of the time this payment is refinanced.

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Compensating Balance - amount of money a bank requires to be maintained in a non-interest bearing account, in exchange for otherwise 'free services'

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Dirty Stock - a stock that lacks proper paperwork when it is being sold/transferred

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Earning Potential - the amount of money a person should be able to earn in his or her professional capacity

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Factory Orders - how much in dollars the U.S. is creating in new factory goods (both durable and non-durable)

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Goldilocks Economy - term used to describe the U.S. economy of the mid- and late-1990s as "not too hot, not too cold, but just right."

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Hard Asset - an physical asset such as a building or cash that can be used to produce or buy goods

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Idiosyncratic Risk - risk that is inherent in a specific asset such as a stock or in a specific type of asset such as oil stocks in general; usually diversification can diminish this risk; this risk is independent of market risk.

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Jobs Report

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Keogh Plan

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Landominium - where a person owns both the house and land the house it on but is subject to a homeowner's associations rules and regulations

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Merit Goods - goods & services that are judged to be worth more than their value according to the market

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Natural Gas ETF - an exchange-traded fund that invests in natural gas futures/contracts

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October Effect - stocks tend to decline during the month of October

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Petrodollars - Investopedia's word of the day - according to Investopedia petrodollars is "money earned from the sale of oil".

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Quality of Life

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