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Joined: Jul 2004
Posts: 11
Newbie
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OP
Newbie
Joined: Jul 2004
Posts: 11 |
What is your most serious financial concern today?
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Joined: Feb 2005
Posts: 335
Shark
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Shark
Joined: Feb 2005
Posts: 335 |
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Joined: May 2005
Posts: 44
Newbie
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Newbie
Joined: May 2005
Posts: 44 |
definetly meeting the basic living costs. I take home $1555 a montha and my expenses are $1900. Was doing ok, till I got lost that part time job where I was bringing in and extra $5-600 a month. Now I am desperate for another part time job, but am having a hard time finding something I like to do that wont stress me out too much.
I have no savings acct and if I lost my job today, I would lose my car, my rented room and everything I have worked so hard to get... (place to live being #1) I would have no health care. I also have no family I can ask for help from...so...I would end up becoming a homeless woman ont he street. Sucks to think about it, doesnt it???
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Joined: Feb 2006
Posts: 4
Newbie
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Newbie
Joined: Feb 2006
Posts: 4 |
Hi I was just jumpin in and finaces can definently control our lifes and adds to so much stress, yall should check out Dave Ramsey, he is amazing and has completely changed my husband and my lifes... He has lots of books or try reading the millinaire(cant spell) next store. It more or less shows you how they became millanaires, not with pyramid schemes just with saving! We have just started using a budget and saving and the stress has went down, we did have sacrafice alot of things that were luxeries but it has been well worth it when it comes down to stress issues.. Dave Ramesy does seminars and travels all over and has a radio show on ktok. Check out his website.. Its easy to read a fast read and very basic. [color:"purple"] [/color]
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Joined: Mar 2006
Posts: 392
Shark
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Shark
Joined: Mar 2006
Posts: 392 |
Hadn't heard of Dave Ramsey- sounds like he really made a difference for you.
Will have to check his writing out.
Fashion Fiend with Heart & Soul
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Joined: Jun 2012
Posts: 17
Newbie
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Newbie
Joined: Jun 2012
Posts: 17 |
to meet the utility bills - electricity, gas and telephone. with the inflation in double digits in my country, its really a tough job to make the both ends meet.
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Joined: Sep 2012
Posts: 54
Amoeba
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Amoeba
Joined: Sep 2012
Posts: 54 |
Making 5 million dollars.
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Joined: Jan 2004
Posts: 22,934 Likes: 4
BellaOnline Editor Highest Posting Power Known to Humanity
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BellaOnline Editor Highest Posting Power Known to Humanity
Joined: Jan 2004
Posts: 22,934 Likes: 4 |
My car's exhaust has nearly fallen off for the second time in a year, so it looks like I have to get another one, which wasn't in the budget. So I have to find one that is reliable, inexpensive, and gets great gas mileage. We'll see what I can do.
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Joined: Feb 2003
Posts: 14,392
BellaOnline Editor Highest Posting Power Known to Humanity
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BellaOnline Editor Highest Posting Power Known to Humanity
Joined: Feb 2003
Posts: 14,392 |
I have already spent $1000 that I did not have on my car this year, and the problem STILL isn't fixed. It still stalls while driving. Maybe I need to move on to another car, instead of throwing money into this one.
Maybe I should sell this one and fix up my non-running jeep.
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Joined: Jan 2004
Posts: 22,934 Likes: 4
BellaOnline Editor Highest Posting Power Known to Humanity
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BellaOnline Editor Highest Posting Power Known to Humanity
Joined: Jan 2004
Posts: 22,934 Likes: 4 |
Dear Jilly -
Normally I tend to be a person who will fix an existing car rather than replacing it, because I have a feeling that it is the cheaper route. But I think you're right. At some point one has to realize that this solution just isn't working and it's better to move on to a better solution.
A non-reliable car is a great source of stress, and it's better to cut the losses and move on to a more reliable situation.
I'm about at that point with my Subaru. I love it, but I just can't depend on it any more, and I need to remove that stress. Maybe you're at that point with yours too.
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