People talk about good debt and bad debt, and how a home mortgage and student loans are 'good debt'. Personally, i am not so sure about my student loans being 'good', but i loved getting an education and would probably pick the same path to financing it again.
For my home, I LOVE having a mortgage, in the sense that there's no way I could have bought this place outright. I love owning my own property and making all the decisions about how i use it, and having a safe, sound, beloved place to live. I love not paying rent. I love not asking permission of anyone to plan how i decorate, garden, landscape, etc.
The associated fees of taxes, interest and title whatnots are the unpleasant elements, but i guess they are the price of doing business. I try not to fret too much over it. If I had a windfall of money I'd spend the $20k to buy the place outright and save myself money on the 30 years of interest i bought myself.