Yes, there are certain qualifications that you need to get to make it for a mortgage loan. Mortgage qualification involves calculation about your affordability and credit worthiness. Making it through the qualification process also involves getting your credit scores in a good shape so that you are not turned down on your financial requirements. There is bad credit mortgage available to help you get your needs fulfilled in spite of the un-desirable situations.
Edited because new users are not allowed to add links to their posts!
Last edited by Sadhana - Indian Food; 01/16/13 02:43 AM.