A good travel agent can definitely help you find deals. If there is one in your area that does a lot of business to the tropical areas you mentioned, I'd pick his/her brain, for sure.
Regarding villas/all-inclusives -- do you mean villas or all-inclusives that are overwater? Or just those kind of accommodations in general?
Great topic on the "affordable overwater" -- I'll post an article on that soon.
Last edited by Kara_Honeymoon; 06/29/07 12:46 PM.