Sorry, I don't know all the answers to your questions. However, getting some work experience first is usually a good idea becuase often times, you can find an employer who is willing to assist in paying for your education.
My current employer pays for 50%.
"Religion is regarded by the common people as true, by the wise as false, and by rulers as useful."
-Lucius Annaeus Seneca "the Younger," Roman stoic philosopher, writer, and politician (4-65).
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