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#176470 - 08/01/04 08:34 AM Financial  
Joined: Jul 2004
Posts: 11
Vickie Enkoff Offline
Newbie
Vickie Enkoff  Offline
Newbie

Joined: Jul 2004
Posts: 11
Fontana, CA
What is your most serious financial concern today?

#176471 - 02/26/05 09:22 AM Re: Financial  
Joined: Feb 2005
Posts: 335
AnaMaree Offline
Shark
AnaMaree  Offline
Shark

Joined: Feb 2005
Posts: 335
Washington State
meeting day to day bills

#176472 - 12/02/05 01:30 PM Re: Financial  
Joined: May 2005
Posts: 44
delta64 Offline
Newbie
delta64  Offline
Newbie

Joined: May 2005
Posts: 44
Charleston SC
definetly meeting the basic living costs.
I take home $1555 a montha and my expenses are $1900. Was doing ok, till I got lost that part time job where I was bringing in and extra $5-600 a month. Now I am desperate for another part time job, but am having a hard time finding something I like to do that wont stress me out too much.

I have no savings acct and if I lost my job today, I would lose my car, my rented room and everything I have worked so hard to get... (place to live being #1) I would have no health care. I also have no family I can ask for help from...so...I would end up becoming a homeless woman ont he street. Sucks to think about it, doesnt it???

#176473 - 02/21/06 10:23 PM Re: Financial  
Joined: Feb 2006
Posts: 4
Randa777 Offline
Newbie
Randa777  Offline
Newbie

Joined: Feb 2006
Posts: 4
Hi I was just jumpin in and finaces can definently control our lifes and adds to so much stress, yall should check out Dave Ramsey, he is amazing and has completely changed my husband and my lifes... He has lots of books or try reading the millinaire(cant spell) next store. It more or less shows you how they became millanaires, not with pyramid schemes just with saving! We have just started using a budget and saving and the stress has went down, we did have sacrafice alot of things that were luxeries but it has been well worth it when it comes down to stress issues.. Dave Ramesy does seminars and travels all over and has a radio show on ktok. Check out his website.. Its easy to read a fast read and very basic. [color:"purple"] [/color]

#176474 - 03/16/06 11:20 PM Re: Financial  
Joined: Mar 2006
Posts: 392
FashionFiend Offline
Shark
FashionFiend  Offline
Shark

Joined: Mar 2006
Posts: 392
US
Hadn't heard of Dave Ramsey- sounds like he really made a difference for you.

Will have to check his writing out.


Fashion Fiend with Heart & Soul
#772535 - 07/11/12 10:38 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Jun 2012
Posts: 17
Tania Jack Offline
Newbie
Tania Jack  Offline
Newbie

Joined: Jun 2012
Posts: 17
to meet the utility bills - electricity, gas and telephone. with the inflation in double digits in my country, its really a tough job to make the both ends meet.

#784892 - 09/28/12 12:06 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Sep 2012
Posts: 54
Pantofi Offline
Amoeba
Pantofi  Offline
Amoeba

Joined: Sep 2012
Posts: 54
Making 5 million dollars.

#787248 - 10/10/12 11:08 PM Re: Financial [Re: Vickie Enkoff]  
Joined: Jan 2004
Posts: 22,606
Lisa LowCarb / VideoGames Offline
BellaOnline Editor
Lisa LowCarb / VideoGames  Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Joined: Jan 2004
Posts: 22,606
My car's exhaust has nearly fallen off for the second time in a year, so it looks like I have to get another one, which wasn't in the budget. So I have to find one that is reliable, inexpensive, and gets great gas mileage. We'll see what I can do.


Lisa Shea, Low Carb / Video Games Editor
Low Carb Forum
#787266 - 10/11/12 12:13 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Feb 2003
Posts: 14,392
Jilly Offline
BellaOnline Editor
Jilly  Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Joined: Feb 2003
Posts: 14,392
Verde Valley, AZ
I have already spent $1000 that I did not have on my car this year, and the problem STILL isn't fixed. It still stalls while driving. Maybe I need to move on to another car, instead of throwing money into this one.

Maybe I should sell this one and fix up my non-running jeep.

#787274 - 10/11/12 12:23 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Jan 2004
Posts: 22,606
Lisa LowCarb / VideoGames Offline
BellaOnline Editor
Lisa LowCarb / VideoGames  Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Joined: Jan 2004
Posts: 22,606
Dear Jilly -

Normally I tend to be a person who will fix an existing car rather than replacing it, because I have a feeling that it is the cheaper route. But I think you're right. At some point one has to realize that this solution just isn't working and it's better to move on to a better solution.

A non-reliable car is a great source of stress, and it's better to cut the losses and move on to a more reliable situation.

I'm about at that point with my Subaru. I love it, but I just can't depend on it any more, and I need to remove that stress. Maybe you're at that point with yours too.


Lisa Shea, Low Carb / Video Games Editor
Low Carb Forum
#787283 - 10/11/12 12:35 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Feb 2003
Posts: 14,392
Jilly Offline
BellaOnline Editor
Jilly  Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Joined: Feb 2003
Posts: 14,392
Verde Valley, AZ
At this point I've had the same problem looked at by seven different people, and no one can fix this. There is probably some kind of weird electrical problem hidden in there.

Getting stranded in the middle of the hot, vast desert on my way home from San Diego was not a fun experience. frown

The previous owner also had this problem, but he thought he had put a sort of fix in it. That's why I got it at a very good price.

I don't think I am going to make a change any time soon, since it will stress me out to have to clean up the car, make an ad and talk to people while selling it.

But i definitely think this car isn't going to be fixable for some reason.

Lisa, what things are going on with your subaru that have you worried?

#787295 - 10/11/12 01:11 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Nov 2008
Posts: 5,385
Dianne W - Editor Offline
BellaOnline Editor
Dianne W - Editor  Offline
BellaOnline Editor
Wolf

Joined: Nov 2008
Posts: 5,385
Virginia
I had bought a 2 year old Grand Prix, which I absolutely loved back in 2009. I adored that car. I also bought an extended warranty which would last until the car got to 80400 miles.

About 1000 miles from the end of the warranty, I decided I really needed to get a new car because in the almost three years I had it, they had to replace the water pump and a couple of other major parts, They were supposed to replace the transmission last year, but I found out this year, they had only "fixed" it and it was going again - exactly a month after the 12 month guarentee on the "fix" expired and 1000 miles from the end of my extended warranty. As much as I loved that car, I could not come off the warranty with it because everything they fixed was a minimum of $2000 dollars to fix and I only had to pay $50 each time for the warranty deductible.

So I bought another used car, a 2011 Altima with 7000 miles on it and another extended warranty. Car repair is just way too expensive.

I don't like car payments, but just one major repair on any car without a warranty would wipe me out!!!


Dianne Walker

Action Movie Editor, Launch Manager
Action Movies Site

How do I relax? I run!
Grandma to Half Marathon
#787298 - 10/11/12 01:27 AM Re: Financial [Re: Vickie Enkoff]  
Joined: Feb 2003
Posts: 14,392
Jilly Offline
BellaOnline Editor
Jilly  Offline
BellaOnline Editor
Highest Posting Power Known to Humanity

Joined: Feb 2003
Posts: 14,392
Verde Valley, AZ
I have a desire to get an older, simpler car, without any computers in it, and learn to fix that. Like a Chevy truck.

#797635 - 12/24/12 04:42 PM Re: Financial [Re: Vickie Enkoff]  
Joined: Oct 2005
Posts: 61
Maria Marsala Offline
Amoeba
Maria Marsala  Offline
Amoeba

Joined: Oct 2005
Posts: 61
USA
One of the places to take Dave Ramsey's classes is at your local Y. And the Y is also a place where you can get financial aid if you want to become a member.


Maria Marsala
Coach to Financial Professionals
#905109 - 01/02/16 05:06 PM Re: Financial [Re: Vickie Enkoff]  
Joined: Jan 2013
Posts: 15,716
Nancy Roussy Offline
Highest Posting Power Known to Humanity
Nancy Roussy  Offline
Highest Posting Power Known to Humanity

Joined: Jan 2013
Posts: 15,716
Grand-M├ętis, Quebec, Canada
I want to have enough money set aside to move away from my parents. I want them gone from my life totally and in addition not end up in the street. I am far from rich and I do not have a high education so I need an apartment that a minimum wage job will take care of in case this is all I can get wherever I end up.

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