Thanks, Jilly. I agree we don't need as much as we think we do. Or as much as advertisers are trying to convince us we need.

One benefit of frugality seems to be an appreciation for what we do have. And for what is truly important in our lives.

So we can be frugal, build a portfolio for the future and really enjoy what we do have.


Sandra Baublitz, Investing/Home Finance Editor
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